Contact Your Insurance Company

Following a flood, it is essential to contact your insurance company promptly. They can assist you in assessing the damage and determining the appropriate course of action for restoring your property.

Steps to Take:

• Document the Damage: Take pictures or videos of the damage caused by the flood, including any water stains, mold, or structural issues.
• File a Claim: Contact your insurance company and file a claim for water damage. Provide them with the documentation you have gathered.
• Cooperate with Adjuster: An adjuster will be assigned to your claim. Cooperate with them by answering questions, providing information, and allowing them to inspect the property.
• Negotiate Settlement: Once the adjuster has completed their assessment, they will offer a settlement amount. Review the settlement carefully and negotiate if necessary.
• Clean Up and Repair: After the settlement is agreed upon, you can begin cleaning up and repairing your property. Use reputable contractors who specialize in water damage restoration.

Tips:

• Keep all receipts and invoices for cleaning and repairs.
• Be patient and persistent throughout the process.
• Seek professional advice if you have any questions or concerns.

By following these steps, you can ensure that your insurance claim is handled efficiently and that your property is restored to its pre-flood condition.